The majority of people purchase this type of insurance to achieve the reassurance of knowing that the correct treatment is available if needed, should they fall ill or suffer an injury. Private patients have the luxury of choosing where the treatment will take place, who will be responsible for carrying it out. Depending on the level of insurance the patient will have a private room with ensuite facilities or at least a large degree of privacy.
A standard policy offers a wide range of treatments as an out-patient as well as treatments in hospital. Depending on the insurer, there may be a limit on certain specialised procedures or diagnostic procedures. These limits vary from insurer to insurer so should be checked and taken into account when comparing quotes. When you decide to take out private medical insurance, you'll be asked for details of your medical history. It is absolutely essential that you are open about any illnesses from which you've suffered and answer all questions truthfully.
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